Tag Archives: insurance

Bringing E-scooters Into Your Operation: Do You Need Insurance?

e-scooter accident insurance liability micro-mobilityIn cities and on campuses around the world, e-scooters seemed to have revolutionized short-distance personal transportation. Some days, it feels like they’re everywhere. And headlines trumpet the potential dangers for riders, pedestrians, and drivers as the micro-mobility vehicles grow in popularity. It all brings up an interesting question: If someone rents an e-scooter and has an accident, who’s liable? And do you need insurance for e-scooters if your operation offers them?

As with many things, it’s not a simple question. Part of it boils down to the regulations in each state, and part of it depends on who owns the scooter, who’s using the scooter, and whose fault an accident is. Insurance Business America takes a look at the liability of e-scooters and what users, owners, and contracted organizations need to know about insurance when the two-wheelers hit the streets.

“There’s still a lot of confusion around which insurance policies will pick up an E-scooter liability claim. If a rider has personal /private health insurance, they will likely get some coverage in the case of an accident. But if an E-scooter rider causes an injury to a pedestrian, damages a person’s property, or causes a road accident, coverage is much less clear–and often non-existent,” the article explains. Read the rest of it here.